Business Digital Payment Accounts | Enterprise, Startup, Freelance

Manage your finances across GBP and EUR accounts

Xace accounts were developed for the cutting edge world of new technology, making payments simple, yet full of business friendly features.

We have speedy and hassle-free online onboarding, quick processing of payments including sending money internationally and developer-friendly api’s.

The easy to navigate Xace platform is currently used by businesses across Europe, with the enhanced feature of having virtual debit cards in the name of the company.

Our named IBANs ensure your account is yours, while your clients and beneficiaries always see payments to and from your company.

Multiple currencies

Digital payments have opened up a wide range of business opportunities, with Xace pushing boundaries with industries, account features and customer support in the UK and across Europe.

Business customers can benefit from a top tier account management team, who will support you every step of the way, from payments, to statements, to currencies, to fees.

Multiple payment options

Virtual debit

Sepa

Chaps

Bacs

Uk Faster payments

Business Payment Account Features

UK based, a worldwide presence, Xace brings a new world of payment account options.

UK/EU Based Team
Dedicated Account Manager
European IBAN and UK Accounts
Payments in GBP and EUR
Speedy settlement of payments
Virtual Debit Cards

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Accounts to suit your business

Corporate Accounts

A Xace corporate account is full of business features for incorporated companies and legal entities.

Suitable for companies who:

are incorporated in Europe, or international companies with a subsidiary in Europe
businesses who want an account in their companies name (named IBAN)
companies in traditional and emerging markets

Freelance Accounts

A freelancer and contractor friendly Xace account comes with a full suite of business payment options.

Suitable for freelancers who:

live in Europe
work for multiple businesses
receive money as an individual, either as an invoice payment or via payroll

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Sole Traders

Xace provide business accounts that are ideal for Sole Traders and Self Employed business people across Europe.

Suitable for self employed who:

work for yourself
do not have a corporate entity, such as a limited company
wish to make and receive payments relating to your sole trader business
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Virtual Debit Cards

Xace Virtual Debit Cards, powered by Modulr FS Ltd. Perfect for online purchases, both one off or ongoing, employee cost tracking and speedy issuance.
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The Xace Virtual Debit Card is just one of the account features to help make personal and business payments easier. Connected directly to your payment account in the same way a traditional debit card would work, Xace Virtual Debit Cards are an ideal add-on.
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Issue new cards at the click of a button, cancel and renew whenever you wish, pay in GBP and EUR, issue to staff remotely - all from within the Xace application.
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All Xace accounts have the option to obtain a Virtual Debit Card, whether tech, development, esports or gaming related.

Apply today for a Xace account

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Personal Account

Trevor

£120

Most Recent

£22.50

Shops ltd

£65

Dad

Business Account

MegaCorp

£10,345

Most Recent

£1,345

Biz Dev Ltd

£734.43

IT Service

Online Access

Instant switching between seperate payment accounts to keep your business organised

Manage unlimited accounts

Push notifications

Spending alerts

Different currency payment accounts

GBP

EUR

Specialist Business Features

Running your business will require more than just a simple business account. Our features are growing all the time to provide you with friction-less tools you need for day to day business banking.

FX Accounts for GBP and EUR

Xace customers can make payments in GBP and EUR, both linked to 1 Xace log in. Perfect for receiving from payment processors, or sending sales invoices with 2 payment currency options. Split and make business payments in both GBP and EUR, and settle outgoing payments easily.

Clear and Transparent Cost Tracking

Employee’s or business divisions can be issued their own virtual debit cards, helping you monitor spending, keeping costs transparent. Each card can be issued immediately and linked to a Xace account of your choice, both GBP and EUR, and cancelled instantly. Individual reports can be downloaded per virtual debit card.

Sub Accounts, per Sector or Department

Hold multiple payment accounts, split by different business divisions. Remote teams can have their own payment account, each project can be costed independently of others, multiple sales channels can be paid to a different account of your choice.

Internal Payments

Simply and quickly make internal payments between your accounts. Most internal payments clear instantly, giving you control over your business payments and internal transfers. Our payment accounts have no charge for internal transfers.

Accountant Friendly

Simple and quick transaction search, download statements based on preset or user defined dates, pdf and excel versions available to upload into accounting software, making life a little easier for you and your accountant.

Managed Accounts

Xace provide dedicated account managers to qualifying accounts for the day to day account management you may require. Allow us to provide end to end payment account solutions for your organisation.

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Niche Markets & Industries

Xace provides payment accounts to markets that are under served by high street banks and providers. Our payment accounts enable businesses and individuals to access reliable payment solutions.